US employers unexpectedly cut 23,000 jobs; mortgage rates rise again
- US employers cut 23,000 jobs last month, with Labor Department revisions reducing payrolls by 103,000 jobs in May and June.
- The unemployment rate decreased to 4.1% due to a drop in the labor force participation rate, as 264,000 people left the job market.
- Local public schools cut 50,000 jobs, while restaurants and bars cut 26,000 jobs, and retailers cut 19,000 jobs.
- The average long-term US mortgage rate rose to 6.69%, the highest level in over a year, impacting homebuyers' purchasing power.
- Higher mortgage rates could lead prospective homebuyers to delay purchases, contributing to sluggish home sales.
US employers unexpectedly cut 23,000 jobs last month, marking a significant reversal in the labor market. The Labor Department also revised previous figures, reducing payrolls by 103,000 jobs in May and June. The unemployment rate dipped to 4.1%, but this was largely due to a decrease in the number of people actively seeking work, as 264,000 individuals left the labor market.
The cuts were widespread, with local public schools eliminating 50,000 jobs, restaurants and bars cutting 26,000, and retailers shedding 19,000 positions. While the unemployment rate is the lowest since June 2025, it fell for concerning reasons, as fewer people are competing for jobs.
In addition to job cuts, mortgage rates have risen for the fifth consecutive week, reaching an average of 6.69%, the highest level in over a year. This increase in borrowing costs is adding financial strain for potential homebuyers, limiting their purchasing power and contributing to sluggish home sales in the current market.
美国雇主意外裁员23,000个岗位；抵押贷款利率再度上升
美国雇主上个月意外裁减了23,000个岗位，标志着劳动力市场的显著逆转。劳动部还修订了之前的数据，显示5月和6月的就业人数减少了103,000个。失业率降至4.1%，但这主要是由于主动寻找工作的人员减少，264,000人退出了劳动力市场。
裁员范围广泛，地方公立学校裁减了50,000个岗位，餐馆和酒吧裁减了26,000个，零售商裁减了19,000个职位。尽管失业率为2025年6月以来的最低水平，但其下降的原因令人担忧，因为竞争工作的人数减少。
除了裁员，抵押贷款利率已连续第五周上升，平均达到6.69%，为一年多来的最高水平。这一借贷成本的上升给潜在购房者带来了财务压力，限制了他们的购买力，并导致当前市场的房屋销售疲软。