US employers unexpectedly cut 23,000 jobs; mortgage rates rise again
- U.S. employers cut 23,000 jobs last month, contrary to expectations of job creation.
- The unemployment rate dropped to 4.1% as 264,000 Americans left the job market.
- Local public schools cut 50,000 jobs, while restaurants and bars reduced 26,000 positions.
- The average long-term U.S. mortgage rate rose to 6.69%, the highest in over a year.
- Higher mortgage rates are limiting homebuyers' purchasing power.
U.S. employers unexpectedly cut 23,000 jobs last month, marking a significant reversal in the labor market. The Labor Department also revised previous months' data, reducing payrolls by 103,000 jobs in May and June. This drop in jobs contributed to a decrease in the unemployment rate to 4.1%, but this decline occurred as many Americans exited the job market rather than due to new job creation.
The cuts were particularly notable in local public schools, which eliminated 50,000 positions, while the restaurant and bar sector saw a reduction of 26,000 jobs. Retailers also cut 19,000 jobs, reflecting broader challenges in the labor market.
In addition to job losses, mortgage rates rose for the fifth consecutive week, reaching an average of 6.69%. This increase represents the highest level for mortgage rates in over a year, further straining potential homebuyers who are already facing high borrowing costs. Higher rates can lead to delayed home purchases, contributing to sluggish home sales in the current market.
美国雇主意外裁减23,000个工作岗位；抵押贷款利率再次上升
美国雇主上个月意外裁减了23,000个工作岗位，标志着劳动市场的显著逆转。劳动部还修正了前几个月的数据，将5月和6月的就业人数减少了103,000个。就业人数的下降导致失业率降至4.1%，但这一下降是因为许多美国人退出了劳动力市场，而非新创造的工作岗位。
裁员尤其明显，地方公立学校裁减了50,000个职位，而餐饮业减少了26,000个工作岗位。零售商也裁减了19,000个岗位，反映出劳动市场面临的更广泛挑战。
除了失业人数的减少，抵押贷款利率连续第五周上升，达到6.69%的平均水平。这一上升代表了抵押贷款利率一年多以来的最高水平，进一步给潜在购房者带来了压力，他们已经面临高昂的借贷成本。更高的利率可能导致购房者推迟购房，从而加剧当前市场的低迷。