Some US adults are using AI for financial guidance but few trust it, Gallup poll finds
- About 1 in 5 Americans who sought financial advice in the past year turned to AI.
- Only about 3 in 10 U.S. adults have confidence in AI's expertise for managing money.
- Approximately 8 in 10 U.S. adults have at least some confidence in financial advisers.
- Younger generations are more likely to use AI for financial advice compared to older adults.
- The poll surveyed 5,075 U.S. adults aged 21 and older.
A recent Gallup survey found that while some U.S. adults are using artificial intelligence for financial guidance, it is not the most trusted source of advice. About 1 in 5 Americans who sought financial advice in the past year turned to AI, but only about 30% of U.S. adults expressed confidence in its expertise for managing money.
The survey indicated a significant difference between the sources Americans trust for financial advice and those they actually use. Approximately 80% of U.S. adults have confidence in financial advisers, yet only about one-third of those seeking financial advice consulted a professional adviser, with 73% relying on their own internet research.
Younger generations are more inclined to use AI for financial guidance, with about a quarter of Gen Z and millennial adults seeking advice from AI, compared to 16% of Gen Xers and 7% of baby boomers. Financial experts advise caution when using AI for financial decisions, emphasizing the importance of combining AI insights with trusted sources.
部分美国成年人使用人工智能进行财务指导，但很少信任它，盖洛普民调显示
最近的盖洛普民调显示，虽然部分美国成年人使用人工智能进行财务指导，但它并不是最受信任的建议来源。在过去一年中，约五分之一的美国成年人在寻求财务建议时使用了人工智能，但只有约30%的美国成年人对其在财务管理方面的专业知识表示信心。
调查显示，美国人信任的财务建议来源与他们实际使用的来源之间存在显著差异。大约80%的美国成年人对财务顾问有信心，但在寻求财务建议的人中，只有约三分之一咨询了专业顾问，而73%依赖于自己的互联网研究。
年轻一代更倾向于使用人工智能进行财务指导，约四分之一的Z世代和千禧一代成年人寻求来自人工智能的建议，而X世代的比例为16%，婴儿潮一代则为7%。金融专家建议在使用人工智能进行财务决策时要谨慎，强调将人工智能的见解与可信来源结合的重要性。